After your recent car accident on Salem’s roads, you may have injuries and damages serious enough to warrant an insurance claim. Even if you have a personal injury case, you require immediate medical attention and car repairs. Are you prepared to speak to your insurance agent?
USA Today explains what you should and should not say to your insurance agent after an accident. Learn how to avoid complicating your claim while understanding your personal injury case.
Do not place blame
The other driver bears all fault for the incident, so it is alright for you to place blame, right? There could be unknown circumstances at play in the accident that you do not know about. Even if you bear a small percentage of negligence in the accident, you may still qualify for compensation. In either case, let car accident investigators and the police determine who and what caused the accident.
Do not guess
Your insurance agent may ask you questions that you do not have concrete answers to. Rather than guessing, do not be afraid to say, “I do not know.”
Also, only give details that your agent asks you for. It may seem as if you help your claim by offering unsolicited information, but doing so could cause more harm than good.
Do not delay in receiving medical attention
No matter if you have health insurance, have a doctor look you over after your accident, even if you feel fine. Not only can medical reports and documents help your insurance claim, but they can also help build your personal injury case, too. Just know that your insurance provider may want you examined by one of its doctors for a second opinion.
These are just a few things to keep in mind. What you say to your insurance company after your accident can significantly impact your case. Remember, the insurance company has their best interests in mind, not yours. This means it’s important to have the proper approach.